Identity theft occurs when someone uses your personal information without your permission to commit fraud or other crimes. While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk.

One missing puzzle piece can dramatically change a puzzle's characteristics. The same is true with a person's identity - one bit of personal information is all someone needs to steal your identity.

Read more on the FTC Identity Theft resources page.

1. Contact the fraud departments of any one of the three consumer reporting companies to place a fraud alert on your credit report. The fraud alert tells creditors to contact you before opening any new accounts or making any changes to your existing accounts. you (or them) only need to contact one of the three companies to place an alert. The company you call is required to contact the other two, which will place an alert on their versions of your report, too. Once you place the fraud alert in your file, you're entitled to order free copies of your credit reports, and, if you ask, only the last four digits of your Social Security number will appear on your credit reports.

3. File a report with your local police or the police in the community where the identity theft took place. Get a copy of the report or at the very least, the number of the report, to submit to your creditors and others that may require proof of the crime.

4. File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps them learn more about identity theft and the problems victims are having.

The 8525 (and the previous Cingular 8125) provide decent messaging capabilities, both with SMS text messaging as well as full blow POP email access.

However, some irritating quirks and limitations exist in the internal Windows Mobile Outlook software - which can cause baffling error message pop ups and strange behavior. Below are some quick fixes and tips to tame the Mobile Outlook beast within the 8525 mobile pocket PC device.

Cingular forces their Xpress mail personal email service and software. You really don't need it, the 8525 smart phone has the Windows Mobile operating system which includes the Windows Mobile Outlook email client. The Cingular Xpressmail setup is very easy to setup however, so if one is a techno-phone it may be the preferred option.

To save time and headaches later, ensure you select the correct format (POP or IMAP) and select a short and meaningful name for each connection (instead of the default POP3) - since these two options CANNOT BE CHANGED AFTERWARDS. Enter the login name and password and check the STORE box, or it will drive you crazy later.

After completing the options setup for the mail account, your 8525 device will ask if you want to download mail. SAY NO! If you have other mail accounts, set them up now, always saying NO to download new mail after each is complete.

There is some weird problem with the Windows Mobile Outlook software, the settings that you have entered have not actually taken effect yet. Press and HOLD the power button till the phone grumbles about being shut down - say YES. Wait a few seconds till it finally dozes off. Then use the stylus and poke the reboot button (the little hole next to the USB) and wait for the Cingular 8525 to restart.

Before you can pick up mail - yet another bug has to be squashed in the 8525 email Outlook client. Send an email to yourself on your desktop PC. If no mail is found the first time, mobile Outlook will constantly give "Messages could not be downloaded" errors. Finally, go to Messaging on your Cingular 8525 mobile PDA device and tap MENU, tap SEND RECEIVE MAIL on the pocket PC. With any luck, your initial test email will be picked up. Repeat for all mail accounts setup on the 8525 phone. Once you can receive email, try sending an email outbound.

If you get mail errors, go into the OPTIONS and tap the mail account, ensure all settings and passwords are correct, then save, power off, reboot and try again. It will eventually work, so be patient with it!